About Ownership - Funding your purchase
Buying Your Own Caravan Holiday Home?
Buying your own Caravan Holiday Home? - Park Holidays UK can help arrange the terms that suit you best.
We can help you find the perfect way to fund the purchase of your own caravan holiday home with affordable fixed monthly payments.
We recognise that everyone is different and when you visit to discover more about caravan holiday home ownership, our friendly staff will listen to your needs & budget to help you find the caravan model and the finance that's right for you.
Park Holidays UK is licensed under the Consumer Credit Act and works with the leading specialist lenders to arrange terms to suit the individual needs of each customer.
We can offer competitive terms from Black Horse (part of the Lloyds Bank group), Barclays and IM Leisure Finance. A seven day a week service is provided - and approval often takes under an hour.
So, even if you visit our holiday home showground at the park of your choice during a weekend, we can usually confirm all the finance details as part of your visit. At Park Holidays UK we try and make life straightforward so you can get on with enjoying your new lifestyle as soon as possible!
Terms do vary according to your deposit and personal circumstances - but we are committed to finding you the best deal available. The larger the deposit you are able to make, the lower the rate we can find you - especially if you have a 50% deposit or more - though there are packages that only need a 10% deposit.
Finance is, of course, subject to status, and written details will be provided as part of the process.
After the payment of an initial deposit, you can relax - knowing your monthly payments will be fixed for the term of the loan. No worries that interest rates are going to rise!
And, should you decide to upgrade to a better model, this can be arranged with minimum paperwork at a later stage.
| Purchase Price | Monthly Payments | Typical APR* |
| £10,000 | £123.60 | 10.8% |
| £12,500 | £154.58 | 10.7% |
| £15,000 | £185.49 | 10.7% |
| £20,000 | £247.32 | 10.5% |
| £25,000 | £309.15 | 10.5% |
| £30,000 | £370.98 | 10.4% |
Typical Example: Cash price £15,000, Minimum deposit 25%, £3750, Balance to finance £11,250, total charge for credit £4466.16, 84 monthly payment of £185.49, total amount payable £19,466.16 including £135 doc fee added to the first payment Typical APR 10.7%. Finance is available subject to status, written details on request. Finance rate will vary depending on term, loan amount and personal circumstances.
Costs to Consider
